Notes

Outline

University-Sponsored Student Health Insurance Plans

Healthier students and healthier campus communities facilitate learning promote academic achievement lead to improved retention rates

Retention Statistic 25% of academic withdrawals are for medical reasons 9% of incoming freshman withdraw EACH of their first 2 years for medical reasons* *University of California System, 2000

Top 10 Leading Health Indicators physical activity overweight and obesity tobacco use substance abuse responsible sexual behavior mental health injury and violence environmental quality immunization, and access to health care - Healthy People 2010

44 Million Americans ...  …uninsured Highest number of uninsured are between the ages of 18 and 24 - CDC National Center for Health Statistics, 1999

In Wisconsin ...  …uninsured Between 13% and 19% of 18 to 24 year olds, 1995-1999 - WI DHFS Family Health Survey, 1999

On College Campuses Nationwide 15% - 20% of college students are uninsured 15%-20% of college students are underinsured

Student Lives their stories

Students’ health is enhanced by access to health care coverage that is: year-round comprehensive relevant affordable

Student Insurance Plans Voluntary Enrollment Systems participation rates adverse selection - bad risk pools utilization rates premium rates benefit package death spiral market trepidation

Student Insurance Plans Automatic Group Enrollment with Waiver Option waiver options participation rates spread the risk utilization rates premium rates benefit package financial aid eligibility add-on cost to higher education?

“As a condition of enrollment, the college or university requires students to provide evidence that they have health insurance coverage.” - ACHA Guidelines year 2000

Of the schools surveyed ... 45% of 82 schools surveyed 12 out of 16 private schools 25 out of 66 public schools 4 out of 11 Big Ten schools … require insurance as a condition of enrollment - SLB & Associates Survey, 1999

State of Massachusetts State of South Carolina University of California System

“The Directors of the Wisconsin Student Health Services strongly recommend that the UW System and other appropriate governing bodies of the private colleges and the universities adopt the American College Health Association Standards for Student Health Insurance/Benefits Program (July 2000) and collaborate in the implementation on each campus.” - May 2001

Building Consensus Through Public Forums and Discussions Wisconsin Health Service Directors Campus Administration UW System Officials Student Government Leaders

Proposal State-wide Consortium Plan Automatic Group Enrollment Basic Benefit Package Coordination with Campus Primary Care Services Access for 2-Year Colleges State-wide Reciprocity Market Leverage

Student Insurance Plans - TPA Third Party Administrators

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Benefits of Eligibility and Accounting Program accounting and eligibility done on same screen program will automatically send renewal, termination or late notices print coupon books students can be located by last name, first name or ID number customized reporting for university

University Sponsored Health Insurance Plans Thank You!